Over 11.29 crore loans worth ₹ 6.41 lakh crore disbursed under Pradhan Mantri Mudra Yojana (PMMY) across country during FYs 2019-21
Over 30 crore loans worth ₹ 15.97 lakh crore sanctioned under PMMY since April, 2015
Under Pradhan Mantri Mudra Yojana (PMMY) over 11.29 crore loans amounting to ₹ 6.41 lakh crore have been disbursed across the country during FY 2019-20 and FY 2020-21 as informed by Member Lending Institutions (MLIs). This was stated by Minister of State for Finance Dr Bhagwat Kisanrao Karad in a written reply to a question in the Rajya Sabha today.
The Minister also stated that over 30 crore loans amounting to ₹ 15.97 lakh crore have been sanctioned under PMMY since inception of the Scheme in April, 2015.
Under Pradhan Mantri Mudra Yojana (PMMY) institutional credit up to ₹ 10 lakh is provided for entrepreneurial activities to micro/small business units by Member Lending Institutions (MLIs) viz. Scheduled Commercial Banks (SCBs), Regional Rural Banks (RRBs), Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs), the Minister stated.
Responding to a question about Scheme helping in reduction of unemployment , the Minister stated that as apprised by the Ministry of Labour and Employment (MoLE), a sample survey was conducted at the national level to estimate employment generation under PMMY. As per the survey results, PMMY helped in generation of 1.12 crore net additional employment during a period of approximately 3 years (i.e. from 2015 to 2018). At an overall level, Shishu category of loan has about 66% of share among additional employment generated by establishments owned by MUDRA beneficiaries followed by Kishore (19%) and Tarun (15%) categories respectively.
However, the Minister stated, data pertaining to unemployed persons who have been extended loans under PMMY is not maintained by the Government of India as a separate category.
State-wise details of the loans provided during this period is provided in the table given below.
|
State-wise data of No. of accounts and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2019-20 and FY 2020-
21)
|
|
Amt in Rs. crore
|
|
|
|
FY 2019-20
|
FY 2020-21
|
Total
|
|
Sr No
|
State Name
|
No Of A/Cs
|
Disbursement
Amt
|
No Of A/Cs
|
Disbursement
Amt
|
No Of A/Cs
|
Disbursement Amt
|
|
1
|
Andaman and Nicobar Islands
|
1733
|
73.12
|
5,468
|
119.32
|
7,201
|
192
|
|
2
|
Andhra Pradesh
|
844501
|
10090.71
|
11,52,152
|
11,564.66
|
19,96,653
|
21,655
|
|
3
|
Arunachal Pradesh
|
23288
|
150.56
|
6,159
|
172.12
|
29,447
|
323
|
|
4
|
Assam
|
1668347
|
7571.6
|
11,89,829
|
7,399.66
|
28,58,176
|
14,971
|
|
5
|
Bihar
|
6712494
|
26340.31
|
53,06,694
|
24,019.78
|
1,20,19,188
|
50,360
|
|
6
|
Chandigarh
|
24313
|
390.16
|
20,295
|
432.22
|
44,608
|
822
|
|
7
|
Chhattisgarh
|
1261018
|
6691.69
|
10,27,266
|
6,423.07
|
22,88,284
|
13,115
|
|
8
|
Dadra and Nagar Haveli
|
2899
|
42.78
|
3,787
|
51.09
|
6,686
|
94
|
|
9
|
Daman and Diu
|
766
|
22.37
|
1,140
|
19.11
|
1,906
|
41
|
|
10
|
Delhi
|
568596
|
5069.32
|
3,30,497
|
4,003.83
|
8,99,093
|
9,073
|
|
11
|
Goa
|
39040
|
480.46
|
37,520
|
501.47
|
76,560
|
982
|
|
12
|
Gujarat
|
2096393
|
13529.73
|
14,30,956
|
11,313.24
|
35,27,349
|
24,843
|
|
13
|
Haryana
|
1155917
|
7623.25
|
10,05,453
|
7,303.11
|
21,61,370
|
14,926
|
|
14
|
Himachal Pradesh
|
107865
|
2226.32
|
1,30,494
|
2,163.83
|
2,38,359
|
4,390
|
|
15
|
Jharkhand
|
1720485
|
7767.09
|
16,68,281
|
8,177.78
|
33,88,766
|
15,945
|
|
16
|
Karnataka
|
5733127
|
29702.91
|
46,45,196
|
29,785.29
|
1,03,78,323
|
59,488
|
|
17
|
Kerala
|
2176889
|
12921.14
|
15,86,258
|
11,238.55
|
37,63,147
|
24,160
|
|
18
|
Lakshadweep
|
796
|
6.15
|
1,799
|
22.94
|
2,595
|
29
|
|
19
|
Madhya Pradesh
|
3557948
|
18578.04
|
32,49,158
|
17,822.84
|
68,07,106
|
36,401
|
|
20
|
Maharashtra
|
4769888
|
27394.57
|
37,54,163
|
24,624.06
|
85,24,051
|
52,019
|
|
21
|
Manipur
|
90175
|
393.43
|
69,906
|
406.68
|
1,60,081
|
800
|
|
22
|
Meghalaya
|
44416
|
266.45
|
40,478
|
402.43
|
84,894
|
669
|
|
23
|
Mizoram
|
20435
|
236.09
|
12,716
|
211.15
|
33,151
|
447
|
|
24
|
Nagaland
|
15082
|
169.84
|
19,787
|
244.48
|
34,869
|
414
|
|
25
|
Odisha
|
3715335
|
15154.36
|
36,34,998
|
14,919.04
|
73,50,333
|
30,073
|
|
26
|
Pondicherry
|
139444
|
756.63
|
1,08,775
|
606.91
|
2,48,219
|
1,364
|
|
27
|
Punjab
|
1281307
|
8605.75
|
10,94,143
|
7,065.11
|
23,75,450
|
15,671
|
|
28
|
Rajasthan
|
2994534
|
19366.09
|
24,81,296
|
18,223.39
|
54,75,830
|
37,589
|
|
29
|
Sikkim
|
19862
|
171.67
|
15,356
|
193.09
|
35,218
|
365
|
|
30
|
Tamil Nadu
|
7117666
|
34615.11
|
49,47,732
|
28,534.56
|
1,20,65,398
|
63,150
|
|
31
|
Telangana
|
1435626
|
8986.82
|
6,36,219
|
6,765.03
|
20,71,845
|
15,752
|
|
32
|
Tripura
|
397094
|
1555.3
|
3,26,855
|
2,040.35
|
7,23,949
|
3,596
|
|
33
|
Union Territory of Jammu and
Kashmir
|
155153
|
3470.5
|
2,94,501
|
5,401.94
|
4,49,654
|
8,872
|
|
34
|
Union Territory of Ladakh
|
5602
|
174.66
|
8,477
|
223.75
|
14,079
|
398
|
|
35
|
Uttar Pradesh
|
5861422
|
29801.37
|
47,38,452
|
27,875.13
|
1,05,99,874
|
57,677
|
|
36
|
Uttarakhand
|
301996
|
2830.41
|
3,01,870
|
2,953.57
|
6,03,866
|
5,784
|
|
37
|
West Bengal
|
6176529
|
26457.88
|
54,50,920
|
28,529.86
|
1,16,27,449
|
54,988
|
|
|
All India
|
62237981
|
329684.64
|
5,07,35,046
|
3,11,754.44
|
11,29,73,027
|
6,41,439.08
|
|
|
Source: Data uploaded on Mudra Portal by Member Lending Institutions (MLIs)
|
|
9911796707
