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TMI BlogIT : SBI LENDING RATES - IT: Gold and Silver rates as on April 1, 2011 (Mumbai) : Standard Gold Rs. 20,775; Pure Gold Rs. 20,875; Silver Spot Rs. 56,900 :X X X X Extracts X X X X X X X X Extracts X X X X ..... IT : SBI LENDING RATES - IT: Gold and Silver rates as on April 1, 2011 (Mumbai) : Standard Gold Rs. 20,775; Pure Gold Rs. 20,875; Silver Spot Rs. 56,900 : X X X X Extracts X X X X X X X X Extracts X X X X ..... BI lending rates are as follows-- As on April 1, 2005 for the assessment year 2006-07 As on April 1, 2006 for the assessment year 2007-08 As on April 1, 2007 for the assessment year 2008-09 As on April 1, 2008 for the assessment year 2009-10 As on April 1, 200910 for the assessment year 2010-11 As on April 1, 201012 for the assessment year 2011-12 As on April 1, 201114 for the assessment ye ..... X X X X Extracts X X X X X X X X Extracts X X X X ..... ar 2012-13 Housing loan11 Up to 5 years 8% 8.5% 10.25% 10%1, 10.25%2 9.75%4, 10.25%5 8% Above 5 years but up to 10 years 8.5% 8.75% 10.75% 10.25%1, 10.50%2 10%4, 10.5%5 8% Above 10 years but up to 15 years 8.5% 9% 10.75% 10.25%1, 10.50%2 10%4, 10.5%5 8% 8.75%, 10%15, 10.25%16 Above 15 years but up to 20 years 8.75% 9.25% 10.75% 10.50%1, 10.75%2 [Note 3] 10.25%4, ..... X X X X Extracts X X X X X X X X Extracts X X X X ..... 10.75%6, 11%7 [Note 3] 8% Car loan, for new car Up to 3 years (Rs. 7.5 lakh** and above) 7.5% 8% 11.5% 11.5% 11.5% 8% Up to 3 years (below Rs. 7.5 lakh**) 8%*, 8.5%‡ 8.5%*, 8.75%‡ 11.75% 11.75% 11.75% 8% 11.25%17, 11%18 Above 3 years but up to 5 years 8.25%*, 8.75%‡ 8.75%*, 9%‡ 11.75% 11.75% 11.75% 8% Above 5 years but up to 7 years 8. ..... X X X X Extracts X X X X X X X X Extracts X X X X ..... 50%*, 9%‡ 8.75%*, 9.25%‡ 12% 12% 12% 8% Two wheeler loan 11% 11% 14.25% 15.50% 16.25% 15.75% 16.5% Education loan Loan amount up to Rs. 4 lakh 10.5% 10.5% 11.5% 12.25% 11.75%9 11.25%13 12%19 Loan amount above Rs. 4 lakh 11.5% 11.5% 13.25% 13.25% 13.25%9, 12.5%8,9 12.75%,13 11.75%8, 13 13.5%19, 12.5%8, 19 Personal loan 12.75% 12.75% 15.25% 15.50 ..... X X X X Extracts X X X X X X X X Extracts X X X X ..... % 16.50% 16% 16.75% Loan to employees to subscribe ESOP NA NA NA NA 14.50% 14% NA †As downloaded from http://www.statebankofindia.com on April 4, 2006. *Applicable in the case of metro/urban borrowings. ‡Applicable in the case of rural/semi-urban borrowings. **Rs. 8 lakh (for the assessment year 2006-07). £As downloaded from http://www.sbi.co.in on April 1, 2007 ..... X X X X Extracts X X X X X X X X Extracts X X X X ..... . $As downloaded from http://www.sbi.co.in on April 1, 2008. 1. Upto Rs. 20 lakh. 2. Above Rs. 20 lakh. 3. The same rates are applicable if loan is up to 25 years. 4. Up to Rs. 30 lakh. 5. Above Rs. 30 lakh. 6. Above Rs. 30 lakh but up to Rs. 75 lakh. 7. Above Rs. 75 lakh. 8. Above Rs. 7.5 lakh. 9. An interest concession of 0.50% to girl student availing education loan. 10. As downloade ..... X X X X Extracts X X X X X X X X Extracts X X X X ..... d from http://www.sbi.co. on April 1, 2009. 11. For the assessment year 2010-11, concessional rate of 8%, 8.5% or 9.25% is applicable, if a few conditions are satisfied. 12. As downloaded from http://www.sbi.co.in on April 1, 2010. 13. SBI Scholar Loan Scheme : 10.25%, 0.5% concession for girl student in the case of SBI Scholar Loan Scheme. 14. As downloaded from http://www.statebankofindia.co ..... X X X X Extracts X X X X X X X X Extracts X X X X ..... m on April 1, 2011.
15. For home loan above Rs. 75 lakh but up to Rs. 5 crore.
16. For home loan above Rs. 5 crore.
17. For car loan of less than Rs. 5 lakh.
18. For car loan of Rs. 5 lakh and above.
19. 0.5% concession for girl student. X X X X Extracts X X X X X X X X Extracts X X X X
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