Meaning of expression "material"

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..... on, Sweet and Maxwell (2012). See Pg. 493 for cases relied upon. )18 it is observed thus: The opinion of the particular assured as to the materiality of a fact will not as a rule be considered, because it follows from the accepted test of materiality that the question is whether a prudent insurer would have considered that any particular circumstance was a material fact and not whether the assured .....

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..... hat terms it should do so. ......... Modern Insulators Ltd v Oriental Insurance Co Ltd.- 2000 (2) TMI 857 - SUPREME COURT . Adverting to the expression material fact this Court explained it as: 22. any fact which would influence the judgment of a prudent insurer in fixing the premium or determining whether he would like to accept the risk. Any fact which goes to the root of the contract of insuran .....

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