SC invalidated the insurance contract's special condition ...

Insurance Voyage Condition Struck Down: Technical Timing Cannot Override Fundamental Marine Insurance Protection Purpose

April 9, 2025

Case Laws     Indian Laws     SC

SC invalidated the insurance contract's special condition requiring voyage completion before monsoon onset. The court held that strictly interpreting such a condition would render the insurance contract meaningless and create an absurd scenario preventing legitimate claims. The special condition was deemed non-material and implicitly waived by both parties. The impugned NCDRC order was set aside, and the matter was remanded for determining the extent of insured sum payable. The court emphasized that technical compliance with voyage timing cannot negate the fundamental purpose of marine insurance protection. Appeal was allowed, directing NCDRC to reassess the claim on substantive merits.

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